Elena Carletti is a Full Professor of Finance at Bocconi University, a member of the Advisory Scientific Committee of the European Systemic Risk Board (ESRB) and a member of the Board of Directors of Unicredit SpA. She is also the President of the European Finance Association (EFA) and Program Chair of EFA 2021 Annual Meeting. Prof. Carletti is the founder Scientific Director of the Florence School of Banking and Finance at the European University Institute, where she now serves as scientific advisor. Furthermore, she is a research professor at the Bundesbank, a member of the Expert Panel on banking supervision for the European Parliament, a member of the Scientific Committee “Paolo Baffi Lecture” at the Bank of Italy, a member of Bruegel Scientific Committee, Research Fellow at CEPR, Fellow of the Finance Theory Group, CESifo, IGIER, and Wharton Financial Institutions Center. Prof. Carletti was Professor of Economics at the European University Institute from 2008 to 2013, holding a joint chair in the Economics Department and the Robert Schuman Centre for Advanced Studies. Prior to that, she was Associate Professor at Goethe University in Frankfurt and Assistant Professor at the University of Mannheim. Prof. Carletti holds a Ph.D. in Economics from the London School of Economics. She has published extensively on topics concerning Financial Intermediation, Financial Crises and Regulation, Competition Policy, Corporate Governance and Sovereign Debt.

Anthony Saunders is the John M. Schiff Professor of Finance at NYU Stern. Prof. Saunders received his Ph.D. from the London School of Economics and has taught both undergraduate and graduate level courses at NYU since 1978. Throughout his academic career, his teaching and research have specialized in financial institutions and international banking. He has served as a visiting professor all over the world, including INSEAD, the Stockholm School of Economics, and the University of Melbourne. Prof. Saunders holds positions on the Board of Academic Consultants of the Federal Reserve Board of Governors as well as the Council of Research Advisors for the Federal National Mortgage Association. In addition, Prof. Saunders has acted as a visiting scholar at the comptroller of the Currency and at the Federal Monetary Fund. He is the editor of Financial Markets, Institutions & Instruments (journal), a past editor of the Journal of Banking and Finance, as well as a current or past associate editor of various other journals, including the Journal of Money, Credit and Banking, Journal of Financial Stability, Financial Management. His research has been published in all of the major finance and banking journals and in several books. He has just published a new edition of his textbook, Financial Institutions Management: Risk Management Perspective for McGraw-Hill (4th edition) as well as a 2nd edition of his book on Credit Risk Measurement for John Wiley & Sons (with Linda Allen).